One of the most important factors of home ownership is choosing the right kind of home insurance policy. If you need to file a claim and your policy doesn't have the necessary coverage, you'll have to absorb the loss on your own. We aren't insurance experts, but we do know why it's important to thoroughly research the different kinds of policies and that's what we've done. In this blog, you'll find out about standard coverage including liability, dwelling and personal possessions. You'll also learn about additional coverage that you can have on your policy that covers appliance damage, septic backup and flooding. We hope that after reading this blog, you'll have a better understanding and feel confident when purchasing home insurance.